Specialist Finance Brokerage

The right finance,
structured properly.

Property and business finance — from buy-to-let and bridging to asset, invoice, and trade finance — matched to the right lender and structured to get your case funded on the best available terms.

Run the numbers Speak to a broker
★★★★★

"Jake and Nick were brilliant. They made the whole process really easy." — Ethan Bungard

★★★★★

"Very professional and very good at answering any questions I had." — Sarah Gill

★★★★★

"Nick really stood out for his market knowledge and expertise." — Alex Cowie

★★★★★

"Excellent to work with from start to finish, always clear and timely." — Kwame Kyei

★★★★★

"Great service from start to finish, will definitely use again." — Harry Van Hoek

★★★★★

"Fast, professional service with no hassle at all." — Charlie Ball

★★★★★

"Secured a bridging loan incredibly quickly for a time-sensitive purchase." — Charlie

★★★★★

"Very professional and extremely quick. Highly recommend." — Nigel

★★★★★

"Helped me secure multiple mortgages across my 6 properties." — Mia Thornton-Price

What we place

Structured against the panel.

Each case is matched to the lenders most likely to say yes on the terms that matter to you.

Residential apartment building for buy-to-let

Buy-to-Let Mortgages

Standard, HMO, and limited company structures for portfolio and first-time landlords alike.

Learn more →
Commercial office building

Commercial Mortgages

Owner-occupied and investment commercial property, structured against real trading and rental performance.

Learn more →
Modern UK brick property for bridging finance

Bridging Finance

Fast, short-term funding for auction purchases, chain breaks, and time-critical opportunities.

Learn more →
New build housing development under construction

Development Finance

Ground-up and heavy refurbishment funding, staged against build cost and GDV.

Learn more →
Luxury villa with pool for overseas property finance

Overseas Property Finance

International bridging and mortgage finance for property purchases and refinancing outside the UK.

Learn more →
Contactless card payment for merchant cash advance

Merchant Cash Advance

Unsecured business funding repaid as a percentage of future card sales — no property required.

Learn more →
Fleet of vans for asset finance

Asset Finance

Fund new equipment, vehicles, and machinery, or release capital tied up in assets you already own.

Learn more →
Signing paperwork for invoice finance

Invoice Finance

Release the cash tied up in unpaid invoices instead of waiting on customer payment terms.

Learn more →
Business growth and analytics for business finance

Business Finance

Unsecured working capital and growth funding, structured around your trading performance.

Learn more →
Shipping containers for trade finance

Trade Finance

Bridge the gap between paying suppliers and getting paid, for businesses trading internationally.

Learn more →
Property under renovation for revolving credit facility

Revolving Credit Facility

Draw down funds in stages as your refurbishment progresses, then repay in full once you sell or refinance.

Learn more →
Tools

Model it before you call.

Three calculators to shape your numbers. Nothing here is advice — it's a starting point for the conversation with our team.

Estimated monthly cost
£2,188
Interest-only basis
Total interest over term£26,250
Loan amount£350,000
Balance due at term end£350,000
Bridging finance is short-term and typically requires a clear exit — sale or refinance. This is an estimate; your actual rate depends on security, LTV, and exit strategy.
Loan-to-value
70%
Within standard BTL range
Property value£500,000
Loan required£350,000
Deposit / equity needed£150,000
Most buy-to-let lenders on our panel work comfortably up to 75% LTV. Higher leverage is possible on a case-by-case basis.
Step 1 of 3

What are you looking to finance?

Step 2 of 3

What's the approximate loan size?

← Back
Step 3 of 3

How soon do you need this in place?

← Back
Summary

Here's what we've got — send it to our desk.

Finance type—
Loan size—
Timing—
← Back
About Ace Finance

A desk that works the whole panel.

Ace Finance UK is a specialist finance brokerage covering property finance — buy-to-let, commercial, bridging, development, and overseas — alongside business finance including asset, invoice, trade, and merchant cash advance. We match each case to the lenders most likely to fund it, on terms that actually work for the client — not just whichever product is easiest to place.

Our team includes a dedicated Specialist Finance Broker, giving clients direct access to product knowledge across every discipline we cover. Rather than routing enquiries through a call centre, every case is handled personally from initial enquiry through to completion.

We work with landlords, business owners, and developers at every stage — from a first buy-to-let purchase through to multi-unit development schemes — structuring each case around what the lender panel will actually support, not a one-size-fits-all product.

Ace Finance team meeting with a client
Where to find us

Our office location

167-169 Great Portland Street, London, England, W1W 5PF

What clients say

Trusted by landlords and developers.

★★★★★ 5.0 on Google
★★★★★

Jake and Nick were brilliant. I needed a bridging loan at short notice after buying a property at auction, and they made the whole process really easy. They were quick to respond, helpful throughout, and took the stress out of the situation. Would definitely recommend!

Ethan Bungard
Google Review
★★★★★

I needed advice regarding several projects / properties and on every occasion Jake was quick to respond and very good at answering any questions I had. These guys are very professional, very knowledgeable and fantastic at keeping the lines of communication open.

Sarah Gill
Google Review
★★★★★

After speaking with several brokers, Nick really stood out for his market knowledge and expertise, helping me secure a commercial mortgage on a very unique building. I would definitely recommend him!

Alex Cowie
Google Review
★★★★★

Jake was excellent to work with from start to finish. He was helpful, professional, and proactive throughout the entire process. Communication was always clear and timely, and it was clear he genuinely cared about achieving the best outcome for us.

Kwame Kyei
Google Review
★★★★★

Nick and Jake provided a great service from start to finish for my family investment property. Would recommend to anyone, will definitely be using their service again.

Harry Van Hoek
Google Review
★★★★★

Fast, professional service from the guys at Ace. They helped arrange the funding I needed with no hassle at all.

Charlie Ball
Google Review
★★★★★

Ace Finance helped me secure a bridging loan incredibly quickly for a time-sensitive auction purchase. Professional, responsive, and made the whole process smooth from start to finish. Highly recommend!

Charlie
Google Review
★★★★★

Very professional and extremely quick. Highly recommend this company for any funding you might need.

Nigel
Google Review
★★★★★

As a portfolio landlord, Jake at Ace Finance helped me secure multiple mortgages across my 6 properties. He was knowledgeable, professional, and made the whole process straightforward from start to finish.

Mia Thornton-Price
Google Review
Get in touch

Let's structure your case.

Send us the outline and a member of the team will come back with the panel options that fit.

Email
enquiries@acefinanceuk.com
Phone
020 3772 2997
Office
167-169 Great Portland Street, London, England, W1W 5PF

Ace Finance UK arranges unregulated finance products only, including commercial mortgages, bridging finance, and development finance. Some buy-to-let mortgages are not regulated by the Financial Conduct Authority. Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured against it. Calculators on this site provide estimates only and do not constitute financial advice or a loan offer.

Ace Finance UK is not authorised or regulated by the Financial Conduct Authority. We do not arrange regulated mortgage contracts and do not provide regulated financial advice of any kind.