Unsecured business loans for working capital, growth, or general funding needs — structured against your business's own trading performance rather than property security.
General-purpose business funding, structured around your trading history rather than requiring property as security.
Smooth out cash flow gaps, cover day-to-day costs, or bridge the timing between outgoings and incoming revenue.
Fund new hires, stock, marketing, or a new location, structured around what your business can realistically support.
Decisions based on trading history and turnover rather than requiring a property or other high-value asset as security.
Trading history, turnover, and what the funding is for — this shapes which lenders are worth approaching.
We match your business against lenders whose criteria fit your trading profile and funding size.
Unsecured business lending decisions are often faster than property-secured finance, based on trading data rather than a lengthy valuation process.
Funding is released, typically as a lump sum repaid over an agreed term.
No — business finance of this kind is typically unsecured, assessed against your trading history and turnover rather than requiring property as security.
This depends on your trading history, turnover, and the lender — typically ranging from smaller working capital amounts up to six-figure sums for established businesses.
Unsecured business lending decisions are often faster than secured finance, since there's no property valuation involved — though this varies by lender and loan size.
Most business finance of this kind is genuinely flexible — working capital, stock, hiring, marketing, or general growth, rather than being tied to a specific purchase.
Ace Finance UK arranges unregulated finance products only. Business finance of this kind is typically an unsecured commercial loan; rates, terms, and total cost vary by lender and business profile. Nothing on this page constitutes a funding offer.
Ace Finance UK is not authorised or regulated by the Financial Conduct Authority. We do not arrange regulated activity of any kind and do not provide regulated financial advice.