Funding to purchase, lease, or release capital tied up in vehicles, machinery, and equipment — structured against the asset itself rather than your balance sheet alone.
Asset finance lets you spread the cost of essential equipment, or release the value already tied up in what you own.
Vehicles, machinery, and equipment funded through hire purchase or leasing, spreading the cost over the asset's useful life.
Release capital tied up in equipment you already own, using it as security for working capital elsewhere in the business.
Structured funding for businesses scaling up vehicle or equipment fleets, matched to usage and depreciation patterns.
What you're looking to fund or refinance, its value, and how it's used in the business.
We match your case against lenders with genuine appetite for that asset class, whether vehicles, plant, or specialist equipment.
The asset is valued and terms are agreed — hire purchase, lease, or refinance, depending on what suits the business.
Funding completes and the asset is put to work, or capital is released back into the business.
With hire purchase, you typically own the asset once all payments are made. With leasing, you pay to use the asset over a set period without ever taking ownership.
Yes — this is a common way to release capital tied up in vehicles, machinery, or equipment, using the asset itself as security rather than borrowing against property.
Vehicles, plant and construction equipment, manufacturing machinery, medical and office equipment, and many other specialist asset types, depending on lender appetite.
No — both new and used assets can typically be financed, though terms and lender choice may vary depending on the asset's age and condition.
Ace Finance UK arranges unregulated finance products only. Asset finance agreements (hire purchase, leasing, and refinancing) are commercial products; terms, ownership structure, and total cost vary by lender and asset type. Nothing on this page constitutes a funding offer.
Ace Finance UK is not authorised or regulated by the Financial Conduct Authority. We do not arrange regulated activity of any kind and do not provide regulated financial advice.